Lenders
Commercial Lending
Once you have selected the property or business that you are interested in and the sellers have excepted the offer, the next step may be to secure Commercial financing. Unless you’re one of those lucky few that have the cash to buy a multi-million dollar resort or that 3000 acre parcel of land for your next development, you will need to find a lender.
The lending world has changed drastically over the past few months. The large banks that were sought out for commercial loans prior to the change in the economy are no longer making loans. Or if they are, the requirements and the hoops to jump through have increased drastically.
Along comes Hedge Funds, Trading Platforms, and Investment Forums!
Hedge Funds: For loans of from $2 million US up to around $100 or $200 million, hedge funds are your answer. Hedge funds used to be the avenue for those risky projects that banks wouldn’t tackle. But now they are becoming the avenue of choice for Commercial purchasing when you already own the land and have some investment in the project. The major problem with hedge fund loans is you should have some sort of investment in the project already. If not it will be difficult to fund.
Trading Platforms: These are very high level funding vehicles based on Bank Trading Platforms. Submissions are only done a few times per year, you have to have all of your “ducks in a row” to be allowed into this system, and you have to know someone that can get your project accepted into the system. It can take several months for the platform to fund but it is one of the only ways to obtain the types of financing needed for the large projects over $500 million.
Investment Forums: With the downturn in the stock market, people losing their savings to mutual funds, and the major investment bankers having serious problems, people with fluid cash needed a place to go to for advice and help in making their money work for them. Along came the Investment Forums, or Groups. They are gatherings of everyone from Angel lenders to the mom and pop’s with a few hundred thousand to invest. These groups will lend on most anything from start-up businesses, IPOs, and business growth, to human betterment projects. As long as you can show that the project will be a good investment they will look at it!
With that in mind, we have searched the world for what we feel are the best opportunities in each of these groups. We can get your project in front of the right people. If your project is in Costa Rica, Belize, Honduras, or Panama, it makes sense, and you have a good business plan, look to us for help. No guarantees, just honest hard work and help on our part.
Contact us for your lending needs.